Expect extraordinary

With the right expert by your side.

Expect extraordinary

With the right expert by your side.

Jamie Vieira and Elaine Murray sitting together

We are here for you

The most important factor when working with a real estate professional is trust. Buying a home is one of the biggest decisions you’ll make, so you need to feel comfortable with whom you choose to work with. Vieira Real Estate Associates understands that purchasing a home is likely one of your single biggest lifetime decisions, and we treat your transaction as if it were our own. Your wants and needs are the key so that every home you are shown fits the criteria desired. This includes things such as neighbourhoods, schools, proximity to work and transit and overall lifestyle.

Supporting you every step of the way

If you're buying, Vieira Real Estate Associates can enhance your search process by helping you uncover what you may not have considered. Whether it is schools, lifestyle, or the investment value of the property. Using our property search tools, you will be able to find the home that best meets your needs. Finally, with the knowledge of the market, real estate expertise and negotiating skills, we will help you get the best possible deal and handle all the critical details.

Jamie Vieira with Rania Agha and Wafa Momani

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HOME BUYER'S GLOSSARY

AMORTIZATION SCHEDULE

The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.

Equity

The process of determining the market value of a property.

Mortgage

A mortgage that can not be prepaid or negotiated for a set period of time without penalties.

Closing date

The date on which the new owner takes possession of the property and the sale becomes final.

Collateral

An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.

Deposit

A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.

Equity

The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.

Term

A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.

Term

The period of time the financing agreement covers. The terms available are; 6 Month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.

FIRST-TIME BUYERS

The Government of Canada offers home buying programs and incentives for homebuyers. These can help you purchase your home. We'll guide you through every step, ensuring you understand the process and making it as seamless as possible. Let us help you find the perfect starter home that meets your needs and budget.

get the service your deserve

We look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. Vieira Real Estate Associates offers:

Personalized service

Local market knowledge

Excellent communication

Strong negotiating skills

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